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Safe Harbor & Chubb

Cruise with confidence and protect your watercraft

We want to help our Members protect their passion on the water with superior coverage and services.

At Safe Harbor, we understand our Members want to leave their cares behind once they leave the dock. That is why we have teamed up with Hilb Group to offer Chubb, a leading provider of boat and yacht insurance products that provide comprehensive protection tailored to you.

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Back on the Water: A Guide for Coming Out of Lay-up

Experience the Chubb Difference - Masterpiece® Boat & Yacht Policy Highlights

  • Chubb looks for ways to help prevent damage to your watercraft before it happens. For example, if your marina is in the path of an impending storm, their policies include coverage for the costs of moving your boat or yacht to safety. 
  • Chubb agrees with you on the value of your craft when your policy is written. In the event of a total loss, you know exactly what you’ll get, rather than waiting for an estimate. 
  • Chubb aims to restore your watercraft to its original condition, down to the details. If it’s been customized, they’ll pay to have it repaired up to your policy limits.
  • Chubb repairs watercraft with genuine original equipment manufacturer (OEM) parts whenever available.
  • Chubb enables you to combine watercraft of all sizes into a single policy.
  • Emergency Towing & Assistance coverage is automatically included, with optional higher limits available.
  • Chubb and its predecessor companies have served clients for over a century. Their reputation was built on delivering an unparalleled claims experience, which means you can enjoy your time on the water with confidence. 

Chubb – For the life you’ve built, the protection you deserve.

For additional information, please inquire using the form.

Chubb

© 2026 Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit their website at www.chubb.com. Insurance provided by ACE American Insurance Company and its U.S.-based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program.